Short answer: only if your household allows it, and only when you confirm.
Beth is read-only by default. It reads the data you're allowed to see and answers questions, but it can't change anything.
An owner or spouse can turn on Read & write (see How do I let Beth make changes?). With it on, Beth can propose:
- Adding, changing or deleting bills, income, assets, debts and goals.
- Logging a goal contribution (for goals not linked to an account or debt).
- Adding or changing a business. Beth can't delete a business.
- Save money value ratings and your own birthday.
How a change works
- You ask, for example "raise my rent to $1,900".
- Beth shows a card in the chat: each item, the value before and after, and the effect on your monthly bills, take-home pay or net worth.
- You tap Confirm to save it, or Cancel. Cards expire after 15 minutes.
Deletes and changes to more than one item get an extra check: Beth first lists them in the chat and waits for your "yes", then the card needs a second tap that names the count, like "Yes, delete 3 bills".
What Beth can never change
Permissions, family members, billing, connections, sign-in settings and your SHTF plan. Beth also only proposes changes you have permission to make yourself.
FAQ
Is Beth read-only?
Yes, by default. Beth can only read your data and answer questions until an owner or spouse turns on Read & write.
What can Beth change with Read & write on?
The same things the Beyond Payday AI connector can: add, change or delete bills, income, assets, debts and goals; log a goal contribution; add or change a business; rate bills; and save your own birthday.
Can Beth save something without asking me?
No. Every change is shown on a card, and nothing is saved until you tap Confirm on that card.