Explore the real Beyond Payday app — no account needed
This is the real product, not a mockup or a screenshot gallery — rendered with sample data from six different households. Click through the dashboard, income, bills, retirement projections, and more, exactly as a signed-in user would see them.
You'll start on the dashboard with a sample household. Switch households any time.
15 screens
What you can explore
Every link below opens the actual app screen, populated with one of the six sample households. Navigate freely — the sidebar inside the demo carries you between all 15.
- The Big PictureYour finances at a glance
- IncomeWhat you earn regularly
- BillsWhat you pay regularly
- AssetsWhat you own
- DebtsWhat you owe
- RetirementWhat you work towards
- Import dataBring your spreadsheet
- Save moneyWhat you can cut
- Money in and outWhen money comes and goes
- Debt Payoff PlannerWhen you'll be debt-free
- GoalsWhat you want
- What-if plannerTry what-if changes
- True Cost CalculatorPrices in hours of work
- SHTF planYour worst-case emergency plan
- BusinessesWhat you build
6 sample households
Six households, six situations
Financial pictures look different at every stage of life. Inside the demo, a floating scenario bar lets you switch between six complete sample households without leaving the page you’re on — every number updates together, because each household is one consistent dataset behind the whole tour.
Working couple + side gig
Morgan and Riley each save through a workplace 401(k), carry a mortgage and an auto loan, and Riley runs a small handmade-goods shop on the side.
Teacher with a pension
Dana teaches public school and retires at 60 with a state pension; Chris keeps working a few years longer and saves in a 401(k).
Catching up at 50
Alex and Sam started saving later in life and are now making extra catch-up contributions to close the gap before 67.
Already retired
Pat and Jamie are already retired and living on Social Security plus withdrawals from a nest egg they spent decades building.
Retire early (FIRE)
Jordan is retiring at 45, bridging the gap to traditional retirement accounts with a Roth conversion ladder and a large taxable brokerage account.
Just starting out
Casey works part-time through college, splits rent with roommates, has no retirement savings yet, and owes far more on student loans and a credit card than they own — a negative net worth.
Before you click in
What this demo is — and isn’t
- Most demo pages are read-only. In the What-if planner, you can temporarily edit an existing hypothetical bill, remove a hypothetical item, or restore an excluded current item. In Save money, try updating, pausing, or removing a sample bill. Those edits stay on Save money; Reset sample bills restores its sample and hidden suggestions. SHTF plan lets you test temporary changes and assumptions; Reset sample plan restores the selected household's plan. Other save, delete, and creation actions invite you to sign up.
- Sample data. Every number belongs to one of six fictional households built to show a realistic financial picture — not a real person’s finances.
- No bank connection. Beyond Payday never asks for a bank username or password, in the demo or in the real app — you can browse the whole tour without one.
- No account required. There’s nothing to sign up for and nothing to enter — every link on this page opens straight into the app.
Ready to see your own numbers?
The demo is a sample. Your account starts with a blank slate — your income, your bills, your plan.