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Beyond Payday — Know what’s left. Plan what’s next.
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Press kit

Everything you need to write about Beyond Payday: the facts, ready-to-use descriptions, logos, and a founder bio. Use any of it without asking.

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Fact sheet

Product
Beyond Payday (formerly PiggySize)
What it is
Household money and retirement planning
Website
beyondpayday.com
Founder
Shane Stebner, a software developer in South Florida
Company
HTMLGuy LLC, dba Beyond Payday — a Florida LLC registered in St. Petersburg
Funding
Self-funded. No investors, no venture capital.
Available in
United States only
Price
Free plan with no time limit. Pro is $9/month or $90/year. New accounts get 30 days of Pro free, no credit card.
Bank connections
None. It never asks for a bank login and never connects to a bank.
Platforms
Web app that installs on any phone, tablet, or computer. Browser extension for Chrome, Edge, and Firefox. iOS and Android apps are coming.
Business model
Pro subscriptions only. No ads, no data sales, no lender affiliate fees.

Descriptions you can copy

One line

Beyond Payday is a household money and retirement planner that never connects to your bank.

Short

Beyond Payday is a household money and retirement planner for US families. You enter your income, bills, debts, and savings yourself — it never connects to your bank — and it shows what is left each month, your net worth, and whether your retirement plan works.

Long

Beyond Payday is a household money and retirement planner for US families. You enter your income, bills, debts, and savings yourself — it never connects to your bank — and it shows what is left each month, your net worth, and whether your retirement plan works.

It is built for the whole household: a spouse or partner can share the account, and children can be given limited access. Pro adds year-by-year retirement projections with Social Security and pensions, side-business tracking, and an AI assistant that answers questions about your own numbers.

Beyond Payday is built by Shane Stebner, a software developer in South Florida, and grew out of the spreadsheet Shane used to run the household’s money for 15 years. It is self-funded and makes money only from Pro subscriptions — no ads and no data sales. The free plan has no time limit, and Pro is $9 a month.

Brand lines

  • Know what’s left. Plan what’s next. (slogan)
  • For life after payday. And life after paychecks.

What makes it different

  • No bank linking, ever

    Most budgeting apps start by asking for your bank login. Beyond Payday does not ask for it at all, so there is no bank credential to leak and no aggregator in the middle.

  • Built for the whole household

    One account covers the family. A spouse or partner can share it, and children can be added with limited, per-feature access.

  • Retirement math, year by year

    Pro projects savings to age 95 with Social Security at any claiming age from 62 to 70, pensions, and Monte Carlo stress tests.

  • An emergency plan for when income stops

    The free SHTF plan shows how long your money would last in four situations, from high inflation to losing income for good, and lets you test cutting bills, using savings, or selling things.

  • An AI assistant, Beth

    Beth answers questions about your own numbers in plain English. It can read your plan but cannot change your financial data. Pro only.

  • Works inside ChatGPT and Claude

    An optional connector lets you ask ChatGPT or Claude about your own Beyond Payday plan.

  • Side businesses included

    Pro tracks each business’s revenue and expenses and carries its profit or loss into household take-home pay.

Want to see it? The live demo runs the real app on sample households, with no signup. Screenshots taken from it are fine to publish.

Founder

Shane Stebner, founder of Beyond Payday

Shane Stebner is a software developer in South Florida who has spent most of a career building for the web.

Shane gave up on finance apps because keeping them working was a chore. The bank connections broke and needed fixing constantly. Transactions landed in odd categories, repeat purchases got flagged as subscriptions, and whatever the app got wrong had to be sorted by hand. So Shane ran the household’s money from a spreadsheet instead, for 15 years.

Beyond Payday is that spreadsheet, rebuilt as an app: no bank feed to babysit, just the numbers and the math. In Shane’s words, “It’s the spreadsheet I used for 15 years, on steroids.” Shane builds and supports it solo and still uses it at home every month.

LinkedIn · Download headshot · More about the company

Logos and colors

Write the name as Beyond Payday: two words, both capitalized. Please don’t recolor or stretch the logo.

  • Forest #203C36
  • Moss #658246
  • Light moss #ACCA89
  • Paper #FAFBF7

Using these materials

Everything on this page is free to use in coverage of Beyond Payday. Beyond Payday is a planning tool, not a financial advisor, so please don’t describe it as giving financial advice.

Interviews, quotes, or a Pro account for review

Messages go straight to the founder, and most get a reply within a business day.

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