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Press kit

Everything you need to write about Beyond Payday: the facts, ready-to-use descriptions, logos, and a founder bio. Use any of it without asking.

Fact sheet

Product
Beyond Payday (formerly PiggySize)
What it is
Household money and retirement planning
Website
beyondpayday.com
Founder
Shane Stebner, a software developer in South Florida
Company
HTMLGuy LLC, dba Beyond Payday — a Florida LLC registered in St. Petersburg
Founded
2025
Funding
Self-funded. No investors, no venture capital.
Available in
United States only
Price
Free plan with no time limit. Pro is $9/mo or $90/yr. New accounts get 30 days of Pro free, no credit card.
Bank connections
None. It never asks for a bank login and never connects to a bank.
Platforms
Web app that installs on any phone, tablet, or computer. Browser extension for Chrome, Edge, and Firefox. Apps on the App Store (iPhone and iPad), Google Play and the Microsoft Store.
Not affiliated with
Beyond Finance, any debt-settlement company, or any payday lender. Beyond Payday does not offer loans.
Business model
Pro subscriptions only. No ads, no data sales, no lender affiliate fees.

Descriptions you can copy

One line

Beyond Payday is a household money and retirement planner that never connects to your bank.

Short

See what’s left each month, and what a new job, a house, a baby or paying off debt would change. No bank linking. Find bills to cut, see prices in hours of work, and how long you’d last without a paycheck. Share with a partner and track net worth, goals and debt payoff. Pro plans retirement month by month up to age 100, even after you retire, with Social Security, pensions and 10,000 Monte Carlo runs, plus Beth, an AI assistant. Or connect ChatGPT or Claude. Free plan; 30-day Pro trial, no credit card.

Long

See what’s left each month, and what a new job, a house, a baby or paying off debt would change. Beyond Payday never links to your bank. You enter your own numbers, so there’s nothing to sync and no transactions to categorize.

Pick a change, like buying a home or losing an income, and see how it moves what’s left each month and your net worth. Find bills to cut with hand-written savings tips. See any price in hours of work, in the app or while you shop. Build an SHTF plan that shows how long you’d last without a paycheck.

Share with your partner, each with your own login, and give kids limited access. Track net worth over time, savings goals, and a debt payoff plan (avalanche or snowball) with a debt-free date.

Pro plans retirement month by month up to age 100, even after you retire, with Social Security, pensions and up to 10,000 Monte Carlo runs. It also tracks side businesses, scans paystubs without limits, and includes Beth, an AI assistant that answers from your own numbers. Or connect ChatGPT or Claude to your plan.

The free plan has no time limit. New accounts get a 30-day Pro trial with no credit card, and it drops back to Free instead of billing you. Pro is $9 a month. No ads, no data sales. Works on the web, iPhone, iPad, Mac, Android and Windows.

Brand lines

  • Know what’s left. Plan what’s next. (slogan)
  • For life after payday. And life after paychecks.

What makes it different

  • No bank linking, ever

    Most budgeting apps start by asking for your bank login. Beyond Payday does not ask for it at all, so there is no bank credential to leak and no aggregator in the middle.

  • Built for the whole household

    One account covers the family. A spouse or partner can share it, and children can be added with limited, per-feature access.

  • Retirement math, year by year

    Pro projects savings up to age 100 with Social Security at any claiming age from 62 to 70, pensions, and Monte Carlo stress tests.

  • An emergency plan for when income stops

    The free SHTF plan shows how long your money would last in four situations, from high inflation to losing income for good, and lets you test cutting bills, using savings, or selling things.

  • An AI assistant, Beth

    Beth answers questions about your own numbers in plain English. It is read-only by default; if the household turns on Read & write, it can propose changes that are saved only when the user taps Confirm. Pro only.

  • Works inside ChatGPT and Claude

    An optional connector lets you ask ChatGPT or Claude about your own Beyond Payday plan.

  • Side businesses included

    Pro tracks each business’s revenue and expenses and carries its profit or loss into household take-home pay.

Want to see it? The live demo runs the real app on sample households, with no signup. Screenshots taken from it are fine to publish.

Founder

Shane Stebner, founder of Beyond Payday

Shane Stebner is a software developer in South Florida who has spent most of a career building for the web.

Shane gave up on finance apps because keeping them working was a chore. The bank connections broke and needed fixing constantly. Transactions landed in odd categories, repeat purchases got flagged as subscriptions, and whatever the app got wrong had to be sorted by hand. So Shane ran the household’s money from a spreadsheet instead, for 15 years.

Beyond Payday is that spreadsheet, rebuilt as an app: no bank feed to babysit, just the numbers and the math. In Shane’s words, “It’s the spreadsheet I used for 15 years, on steroids.” Shane still uses it at home every month.

LinkedIn · Download headshot · More about the company

Logos and colors

Write the name as Beyond Payday: two words, both capitalized. Please don’t recolor or stretch the logo.

  • Forest #203C36
  • Moss #658246
  • Light moss #ACCA89
  • Paper #FAFBF7

Using these materials

Everything on this page is free to use in coverage of Beyond Payday. Beyond Payday is a planning tool, not a financial advisor, so please don’t describe it as giving financial advice.

Interviews, quotes, or a Pro account for review

Messages go straight to the founder, and most get a reply within a business day.