Your business books, next to the rest of your life
An Etsy shop, freelance or consulting work, a rental, a contractor’s 1099 income or a full LLC — keep each business’s revenue, expenses, assets and debts separate, then see what it all adds up to in one net worth. No bank connections, no bookkeeping software to learn.
Tracked separately here — but that is bookkeeping, not legal entity separation, and nothing on this page is tax advice.
Eligible new accounts start with 30 days of Pro free — no credit card.
One page per side hustle or business
Revenue, expenses, and what's actually left.
Each business gets its own income, expenses, assets and debts — whether that's a sole proprietorship selling on Etsy or an S-corp. Personal views leave them out, so your household numbers stay yours.
Open it in the live demoBusinesses
- Monthly Revenue
- $11,400
- Monthly Expenses
- $4,150
- Monthly Pass-Through
- $7,250
- Total Estimated Value
- $310,000
Juniper Print ShopSole Proprietorship
Owners: Alex (100%)
Net Profit
$4,250/mo
Riverbend ConsultingLLC
Owners: Alex (60%), Jordan (40%)
Net Profit
$3,000/mo
Quarterly estimated tax
The set-aside number, broken out by business.
Turn on the reminder and Beyond Payday emails you before each IRS deadline with a rough amount — split between personal and each business. The reminder is free on every plan; the per-business split is what having businesses adds.
See the other remindersBeyond Payday
to me
Your Q3 estimated tax payment is due September 15, 2026
Your Q3 2026 federal estimated tax payment is due September 15 — about a week away.
Your Q3 estimated tax payment is coming up
Hi Jordan,
Your Q3 2026 federal estimated tax payment is due September 15, 2026 — about a week away. Based on the non-W2 income you’ve entered, a rough amount to set aside is:
This is an estimate, not tax advice. It’s roughly one-quarter of the annual tax on your non-W2 income and doesn’t account for deductions, credits, payments you’ve already made, safe-harbor rules, or state and local taxes. Confirm your actual amount before you pay — with your tax software or a tax professional. Beyond Payday isn’t a tax advisor.
You pay estimated taxes directly to the IRS at irs.gov/payments (and to your state if it has income tax).
You’re getting this because you turned on quarterly estimated-tax reminders in Beyond Payday. Manage your reminders anytime in Settings, or turn off just this reminder.
Come retirement
Decide what happens to the business.
Sell it before you retire, keep it running, close it, or hand it on — the retirement projection carries that decision through to the month you stop working.
How the retirement engine worksBusiness Retirement
Define what happens to your businesses when you retire.
Juniper Print Shop
Retirement Strategy
Expected Sale Price (Today's Dollars)
Riverbend Consulting
Retirement Strategy
Income Inflation Rate
Scale of Operation in Retirement
What counts as a business here
Anything you earn from that isn’t a paycheck. Run one or run several — each keeps its own books.
Any structure
Sole proprietorship, LLC, LLC taxed as an S-corp, S-corp, C-corp or partnership. Record the EIN, industry and home state, and set the estimated tax rate you actually use — it starts at 25%.
More than one owner
Give each owner a percentage and Beyond Payday splits distributions by it. Owner W-2 pay is tracked apart from profit, and partnership or K-1 pass-through income lands as its own income line.
Business-only assets
Equipment, inventory, accounts receivable, a vehicle, business property, intellectual property and equity in the business itself — none of which belong in your personal net worth, and none of which are counted there.
A bill that serves both sides — a phone plan, a car, an internet line — can be split by percentage across businesses, with whatever is left staying personal. Value the business by hand, or as a multiple of revenue, a multiple of profit, or its net assets.
Business financial tracking is for informational purposes only. Beyond Payday does not provide tax, legal, or accounting advice, and tracking business and personal finances separately in this app does not constitute legal entity separation. Estimated-tax figures are rough estimates that ignore deductions, credits, payments already made, safe-harbor rules, and state and local taxes — confirm your actual amount with your tax software or a tax professional before you pay. Consult a CPA or attorney for entity structuring and tax planning.
Try it with your own numbers
Business Tracking is part of Pro. Eligible new accounts start with 30 days of Pro free — no credit card. After 30 days you keep the Free plan — no charge, no card.