Turn on email reminders

Settings has a Notifications tab with optional email reminders. Each one is off until you turn it on — Beyond Payday never emails you a reminder unless you ask for it.

Before you start

• Available on every plan, Free and Pro.
• The Email Reminders card is for the account owner and spouse. Child accounts see the Notifications tab, but only the Marketing Emails card on it.

Steps

1. Go to Settings › Notifications (opens in a new tab).
2. Turn on any combination of the switches:
   • Bill Due Reminders — an email about the bills coming due. You pick the timing with Bill Due Reminder Timing (step 3): a weekly summary on Sunday morning covering Sunday through Saturday, the day before each bill, or both. The weekly email's subject reads like "Your week ahead: 5 payments" and the email lists each bill with its day and the week's total. Everyday spending is grouped, like "Groceries · 2 times (Mon, Thu)".
   • Promotional Pricing — an email before a promotional price or discount on one of your bills ends, so you can check the new price instead of finding it on your statement. One email covers everything ending, and it asks you to confirm the real amount — Beyond Payday never predicts a price or suggests a provider. Only sent when you have a bill with promotional pricing coming up.
   • Insurance Renewals — an email before an insurance policy renews or ends, using the date saved on the policy: 2 weeks before for auto and renters, 30 days before for home, condo, flood and umbrella, and 90 days before your own term life or disability coverage ends, plus a last reminder 3 days before. If a renewal date passes without you updating it, you get one more note within 30 days asking whether it renewed, so you can enter the new date (policies that end, like term life, don't). One email covers every policy coming up. Work policies, permanent life and long-term care have no date, so they get no reminder. It's a reminder, not insurance advice.
   • Payday Reminder — the day before you get paid, a nudge to pay yourself first (a little to savings, an extra debt payment, or a goal), with each paycheck's take-home pay as the Income page shows it. Only sent when a recurring income source pays out within its start and end dates.
   • Quarterly Estimated Tax — if you have self-employment or 1099 income, a reminder about a week and again a day before each quarterly IRS deadline (April 15, June 15, September 15, January 15) with a rough amount to set aside. It's an estimate to verify, not tax advice — always confirm the real number before you pay. Only sent when you have income that owes estimated tax.
   • Monthly Check-In — one email on the 1st of the month, nudging you to update your asset and debt balances and add or remove any bills that changed.
   • Monthly Goal Progress — one email on the 1st of the month summarizing how each of your goals is tracking (progress, pace, and what's left). Only sent if you have active goals.
   • Annual Checkup (each January) — one email on January 2nd, timed to when IRS contribution limits and tax brackets refresh each year.
   • Weekly What's New Digest — a short email every Friday listing the updates shipped that week on the What's New page. Quiet weeks with no updates get no email.
   • New Blog Posts — an email each time a new post is published on the Beyond Payday blog. Sent when the post goes live, not on a schedule.
3. In the Bill Due Reminder Timing card, under When, choose Weekly summary, The day before each bill, or Both. If your household tracks everyday spending as bills, Include also appears: All bills lists everyday spending in its own section, and Regular bills only skips groceries, gas and medical, so nothing is sent when only everyday spending is due. The timing applies to email and push. New accounts start on Weekly summary; accounts that already had bill due reminders on stay on The day before each bill.
4. Each switch saves immediately — there's no separate save button.

Good to know

• Every reminder is opt-in and off by default. Turning one on only affects that one reminder; the others stay however you left them.
• Reminders follow your timezone. Your account stores a timezone, so "the day before" on the bill and payday reminders, and the Sunday weekly summary, follow your local time. It's detected from your browser automatically; if it can't be worked out you're asked to pick one once. You can change it any time under Timezone in Settings (opens in a new tab) › Application Settings, and security emails show their timestamps in it too.
• Every reminder email has a preferences link at the bottom. It opens a page where you turn off just that reminder (and can turn off others) without logging in — but it only takes effect when you click the button, so an email app that quietly scans links can't unsubscribe you by accident.
• You may see a short prompt offering to turn on the matching reminder — after creating a goal, adding a bill or income, saving an insurance policy with a renewal or end date, finishing Review your numbers, opening What's New, or reading a post on the blog. It only shows while that reminder is off, and only a few times at most. "Not now" hides it for a while; Don't ask again stops that prompt for good. That choice is saved to your account, so it applies on every device.
• Push notifications are separate too. In the Beyond Payday phone app, the Push Notifications card lets you get any of these reminders as a push instead of, or as well as, the email. See Turn on push notifications in the app.
• Marketing email is a separate switch. The Marketing Emails card below this one controls product news and offers, and it has nothing to do with these reminders — see Turn marketing emails on or off.
• Reminders don't replace required account email. Sign-up verification, password resets, billing receipts, and family invitations are sent regardless of these settings. So are two short series for new accounts, each with its own Unsubscribe link that stops that series: up to three setup reminders (around day 1, 3 and 7, only while setup is unfinished) and up to two reminders to verify your email (about an hour and a day after sign-up, each with a fresh code). See Quick setup. If you sign up again with an address that already has an account, we send at most one "you already have an account" email a day.
• Expected emails stopped arriving? Check your spam folder and account email address. Beyond Payday stops sending to an address after a confirmed mailbox failure or spam complaint. Contact support (opens in a new tab) if the problem is fixed; turning reminder switches on does not clear a delivery block.