Some money numbers change every year, like contribution limits, the standard deduction, Medicare premiums and Social Security ages. Lessons never type these in. They show them as Live facts, each with the date it's current as of and a link to the official source.
How it works
- In a lesson: a Live fact looks like a highlighted number with a small info icon. Tap or click it (or press Enter) to see what it is, the date it's current as of, and a Source link to the official page.
- On the lesson page: under the player, the written outline has a Live facts section with a card for each number: the value, as of when, and the source. Kids' lesson pages for grown-ups have the same cards under For grown-ups: live facts.
- One set of numbers: Live facts come from the same reference data Beyond Payday's planner uses, so a lesson and your plan never disagree.
An example
A lesson on workplace retirement plans might say the yearly employee limit for a 401(k). The number shows as a Live fact. Opening it shows its label, "as of" the tax year it applies to, and Source: IRS.gov with a link to the IRS page.
Assumptions and limits
- Live facts are general US figures, not about your own situation. Lessons teach how money works; they are not financial advice.
- Some figures depend on your birth year, like full retirement age and when required withdrawals start. Lessons show the figure for people born in 1960 or later, or both rules, and say the age depends on your birth year.
- A few facts are links only, with no number, when the official page is the best place to check.
FAQ
Where do Live fact numbers come from? From the same reference data the planner uses, taken from official sources such as the IRS, the Social Security Administration and Medicare.
Why does a number in a lesson differ from what I read elsewhere? Check the as-of date on the fact. Limits change most years. The source link opens the official page so you can compare.
Do Live facts use my own data? No. They are general figures for everyone. A lesson never reads your income, accounts or other records.
FAQ
Where do Live fact numbers come from?
From the same reference data the planner uses, taken from official sources such as the IRS, the Social Security Administration and Medicare.
Why does a number in a lesson differ from what I read elsewhere?
Check the as-of date on the fact. Limits change most years. The source link opens the official page so you can compare.
Do Live facts use my own data?
No. They are general figures for everyone. A lesson never reads your income, accounts or other records.