Businesses
Track a side business, split a bill between personal and business, and see how profit and losses reach your income. Value the business and plan an exit.
If you run a side business or own part of one, these guides show how to track it alongside your household. Learn how profit and losses reach your income, how to split a bill between personal and business use, how ownership and value are set, and how to plan an exit for retirement.
How business profit and losses reach your income
Pass-through business profit becomes an income source for each owner, taxed as that source's settings say. A loss shows as a negative, out-of-pocket sum.
Plan a business exit for retirement
Set what happens to each business when you retire — sell it, keep the income, scale back, or close it — in your retirement settings.
Split a bill between personal and business
Turn on Partially Business Expense on a bill and set what percentage belongs to each business. The rest stays in your personal budget.
Track a side business
Add a business in Beyond Payday to track its own income, expenses, assets, debts, entity type, owners, and distributions — separate from personal money.
Value your business and split ownership
Pick a valuation method and set owners' percentages. Each owner's share of the business value is added to their personal net worth as an equity asset.