A business's value in Beyond Payday comes from the valuation method you pick on its Settings page. The value is split among the owners by their ownership percentages, and that share counts toward net worth as a business equity asset.
How it works
Open the business from Businesses (opens in a new tab), then open its Settings page. Under Business Valuation, choose a Method:
- Revenue Multiple + Net Business Assets — (annual revenue × multiplier) + business assets − business debts.
- Profit Multiple + Net Business Assets — (net profit × multiplier) + business assets − business debts.
- Net Assets (Balance Sheet) — business assets − business debts.
- Manual Entry — a fixed value you type in.
The Multiplier starts at 2.0. The Valuation Breakdown shows how the estimate is built. Business revenue, expenses, assets, and debts come from the business's own Income, Expenses, Assets, and Debts pages.
Ownership is set in the same place. Each owner is a family member with a percentage, and the total must equal 100%. When you save, Beyond Payday updates the business equity asset from the calculated value.
An example with real numbers
A business has $120,000 in annual revenue, $20,000 in business assets, and $5,000 in business debts. With Revenue Multiple + Net Business Assets and a 2.0 multiplier:
- $120,000 × 2.0 = $240,000
- $240,000 + $20,000 − $5,000 = $255,000
With two owners at 60% and 40%, their shares are $153,000 and $102,000.
Assumptions and limits
- The value is an estimate from your inputs, not an appraisal.
- A calculated value never goes below $0.
- A C-Corp still gets a value, but its profit does not pass through to owners' income.
- Change the equity value from the business's Settings page, not from the personal Assets page.
FAQ
Which valuation method should I use? That's your call — Beyond Payday doesn't recommend one. Revenue and profit multiples add business assets minus debts; Net Assets uses only the balance sheet; Manual Entry uses a fixed value you type in.
Can a business value go below zero? No. The calculated value has a floor of $0, even when debts exceed assets or the business runs at a loss.
Do ownership percentages have to add up to 100%? Yes, except for a sole proprietorship, which has one owner at 100%.
FAQ
Which valuation method should I use?
That's your call — Beyond Payday doesn't recommend one. Revenue and profit multiples add business assets minus debts; Net Assets uses only the balance sheet; Manual Entry uses a fixed value you type in.
Can a business value go below zero?
No. The calculated value has a floor of $0, even when debts exceed assets or the business runs at a loss.
Do ownership percentages have to add up to 100%?
Yes, except for a sole proprietorship, which has one owner at 100%.