Track a promotional price

Lots of bills start cheap and don't stay that way — a year of discounted internet, three free months of a streaming service, $10 off for paying automatically. Tick Promotional pricing when you add or edit the bill, and Beyond Payday keeps the real future price in your forecasts and tells you before the change lands.

Before you start

• Available on every plan, Free and Pro.
• You need permission to edit bills in your household.

Steps

1. Go to Bills (opens in a new tab) and either click Add Bill or edit an existing one.
2. Below the amount, tick Promotional pricing.
3. Set Promotion ends to the last day you pay the current price. Beyond Payday shows you the date the new price starts — the day after.
4. Enter Price after promotion, or tick Not sure yet if you don't know.
5. Check the reminder line — "We'll flag this on Bills 30 days ahead, on…". Click Change to tell Beyond Payday how long the promotion ran, which is what sets that timing, or to pick your own number of days.
6. Click Add (or Update when editing) to save the bill.

The What you'll pay preview updates as you type, so you can see each period and its price before you save.

More price changes or discounts

Open this section when one field isn't enough.

• Later price changes — add a stage for each step. A plan that's free for a month, then $60 for the rest of the year, then $129, is two stages on top of the first.
• Discounts and extra charges — dollars off, percent off, or an extra charge like equipment rental. Each gets its own start and end date, so a discount that outlives the promotion keeps applying.
• Regular price before discounts — required once you add a discount, because a discount needs something to come off. Beyond Payday never subtracts a discount from the amount you already pay.
• A percentage discount asks what it comes off: the regular price, or what's left after the discounts above it. With "$10 off and 20% off" on a $100 bill, that's the difference between $70 and $72, so Beyond Payday makes you say which.

Confirming the new price

Your bill keeps the amount you pay today. When the change date arrives, the bill reads "Confirm the new price" with a Review button. Open it, check your latest statement, and enter what you're actually paying.

Confirming updates the bill's amount everywhere. It does not touch your due date, payment account, or any linked debt.

How it works

• Bills adds a Promotion ending soonest sort once any bill has promotional pricing.
• A notice above the list counts the bills that need a look — one bill with a promo and a discount ending the same week is one bill, not two. Review bills filters the list to those bills, shown as a Promotions ending soon filter chip you can remove.
• Money in and out (opens in a new tab) prices each payment on the date it falls, so a payment after the change uses the price that will be charged. If the new price is unknown, it keeps today's amount and says the figure is a floor.
• Retirement and the What-if planner use the price that runs once every promotion and finite discount has finished — a three-month intro rate is never carried across decades.

Good to know

• $0 is a real price. A free month is recorded as $0; a price nobody has looked up yet is recorded as unknown. Beyond Payday keeps those separate everywhere.
• A change whose date has already passed stays on your review list. It doesn't disappear just because the calendar moved past it — that's exactly when you're being charged the new amount without knowing it.
• Reminder timing follows the promotion's full original length: 30 days' notice for six months or longer, 14 days for two months or more (60 days or more), 7 days for 31 to 59 days, and 3 days for anything shorter, including a one-month promotion. If you don't know how long it ran, Beyond Payday uses 14 days and tells you so.
• Beyond Payday doesn't contact providers, fetch real prices, predict increases, or recommend who to switch to. Everything here is a number you entered.