One Safe Spot

What your kid learns

• Pick one safe spot

  Keep money in one place. A jar on a shelf works. A grown-up can hold it, too.

• Don’t carry it all

  Only carry money you need. Pockets can lose coins.

• Know where it is

  Know where your money is. Then it won’t get lost.

• Take it out with a plan

  Take money out only with a plan. A plan says what it is for.

The story: Jo finds a coin

In a bedroom, Jo finds a coin in a coat pocket and picks a jar on a shelf as one safe spot for money.

1. Helper: Hi there! Jo found a coin in a coat pocket.
2. Jo: I almost lost it!
3. Helper: Pockets and couches can lose money.
4. Grown-up: Let’s pick one safe spot for your money.
5. Jo: A jar on my shelf!
6. Grown-up: Good pick. I can hold it for you, too.
7. Helper: One safe spot. Now Jo knows where the money is!

The game: Room Search

Is it a safe spot? Tap a picture. Then tap Safe spot or Could get lost.

Games use pretend money and work with taps or a keyboard. Nothing is timed.

New words

safe spot

where money won’t get lost

hold

a grown-up keeps it for you

Also called: custodian

Questions at the end

• Which spot is safest?
• Why not carry all your money?
• Who can hold your money for you?

Remember this

One safe spot.

Talk about it

Where could a kid keep coins safe in our home, and why there?

Try it at home: Choose a safe spot

1. With a grown-up, choose one safe spot for your money.
2. Put your money there.
3. Show where it is. Say it, sign it or point.

No money at home? Cut coin circles from paper. Pick a safe spot for them.

School standards

• Grade K
• National Standards for Personal Financial Education: Managing Risk