Mark a debt as paid off

Beyond Payday has no separate "paid" button. A loan with an end date is marked paid off automatically once that date passes. For any other debt, you set its balance to $0, turn it off, or delete it from the Debts page.

Steps

If the loan has an end date: nothing to do. Once the date passes, the debt shows a ✓ Paid Off badge on the Debts page and is no longer counted. Its linked bills are turned off too.

For any other debt (for example, a credit card): go to Debts (opens in a new tab) and pick one:

• Keep it at $0. Select the pencil icon, set the balance to 0, and save. The debt stays listed and adds nothing to what you owe.
• Turn it off. Switch off Included in plan on the debt's row. It reads Not in plan, stays listed but isn't counted, and its linked bills are turned off too.
• Delete it. Select the trash icon, then Delete to confirm. If the debt has payment bills, the confirmation also offers Also delete that bill (or Also delete those bills). Leave it unchecked and the bills stay in Bills.

How it works

• Linked goals. If a Debt Payoff goal is linked to the debt, saving a $0 balance from the app marks that goal Completed. Deleting a debt also deletes any goals linked to it; the confirmation names them first.
• Paid-off loans stay off. A loan whose end date has passed can't be switched back on. Opening it shows "This loan is paid off!"
• Credit cards have no end date, so they're never marked paid off automatically.

Good to know

• You can't add a new loan with an end date that's already passed.
• Turning a debt off is reversible (unless its end date has passed). Deleting it can't be undone.