Debts
Track loans, credit cards, and payoff progress.
How to add a debt in Beyond Payday
Add any loan or balance you owe — credit cards, mortgage, auto, student, and more — across 9 personal categories (plus Business Loan for a business), sorted revolving vs. installment.
Make a debt payoff plan
Use the free Debt Payoff Planner page to compare the avalanche and snowball methods, test extra payments, and see when you'll be debt-free.
Mark a debt as paid off
When a loan's end date passes, Beyond Payday marks it Paid Off and stops counting it. For other debts, set the balance to $0, turn it off, or delete it.