Debts
Add loans, credit cards, and mortgages, build a debt payoff plan, and mark a debt as paid off. Learn how Beyond Payday tracks your payoff progress.
Whether you owe on a credit card, a loan or a mortgage, these guides show how to add each debt and keep it current. You can build a payoff plan, see how your progress is tracked as balances drop, and mark a debt as paid off once the last payment is made.
How to add a debt in Beyond Payday
Add any loan or balance you owe — credit cards, mortgage, auto, student and more — across personal categories, sorted revolving vs. installment.
Make a debt payoff plan
Use the free Debt Payoff Planner page to compare the avalanche and snowball methods, test extra payments, and see when you'll be debt-free.
Mark a debt as paid off
When a loan's end date passes, Beyond Payday marks it Paid Off and stops counting it. For other debts, set the balance to $0, turn it off, or delete it.