Most bills repeat Monthly, Every 6 months (twice a year), or Yearly. Food, Fuel and Medical bills can also repeat on chosen weekdays when your household tracks everyday spending as bills. Beyond Payday converts each bill to a yearly total, then divides that total into whatever view you're looking at — daily, weekly, monthly, per paycheck, and so on.
How it works
Step 1 — make it yearly:
| Frequency | Yearly total |
|---|---|
| Monthly | amount × 12 |
| Every 6 months | amount × 2 |
| Yearly | amount × 1 |
| Every week | amount × chosen days × 52 |
| Every 2 weeks | amount × chosen days × 26 |
| Week of the month | amount × chosen days × chosen weeks × 12 |
For the weekday options, the amount is Amount each time: one trip, not the month's total.
Step 2 — split it into your view:
| View | Yearly total ÷ |
|---|---|
| Daily | 365 |
| Weekly | 52 |
| Every 2 weeks | 26 |
| Twice a month | 24 |
| Monthly | 12 |
| Annual | 1 |
| Per paycheck | your pay periods per year |
When a bill is due:
- Monthly — every month on the payment day.
- Yearly — once a year, in the payment month.
- Every 6 months — in the payment month and again six months later.
- A payment day of the 29th, 30th, or 31st falls on the last day of shorter months.
- Every week — on each chosen weekday.
- Every 2 weeks — on each chosen weekday, every other week, starting the week of the Starting the week of date.
- Week of the month — on the chosen weekdays in the 1st, 2nd, 3rd, 4th or Last week of each month.
An example with real numbers
A $600 car insurance bill paid Every 6 months:
- Yearly total: $600 × 2 = $1,200
- Monthly view: $1,200 ÷ 12 = $100
- Weekly view: $1,200 ÷ 52 ≈ $23.08
If its payment month is March, it's due in March and September.
Groceries at $85 Every week on Monday and Thursday:
- Yearly total: $85 × 2 days × 52 = $8,840
- Monthly view: $8,840 ÷ 12 ≈ $736.67
Assumptions and limits
- The weekday options are only for Food, Fuel and Medical bills, and only show when your household tracks everyday spending as bills. Quarterly and one-time bills aren't frequency options.
- If you change a weekday bill to another category, it becomes a Monthly bill with the same monthly total.
- Picking both 4th and Last counts both each month, which can overstate a month that has only four of that weekday.
- The view you pick only changes how totals are displayed, not what you entered.
- A standard bill with no payment day doesn't appear on due-date views.
FAQ
Can I add a weekly or quarterly bill? Weekly, yes, for Food, Fuel and Medical bills when your household tracks everyday spending as bills. Pick Every week, Every 2 weeks or Week of the month, then the days. Quarterly bills aren't an option.
When is an Every 6 months bill due? In the month you pick and again six months later, on the same day of the month.
FAQ
Can I add a weekly or quarterly bill?
Weekly, yes, for Food, Fuel and Medical bills when your household tracks everyday spending as bills. Pick Every week, Every 2 weeks or Week of the month, then the days. Quarterly bills aren't an option.
When is an Every 6 months bill due?
In the month you pick and again six months later, on the same day of the month.